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The primary aim of the IBHF is to be a leading center in the areas of household and behavioral finance and a key player in the consumer finance policy debates. IBHF affiliates strive to study investment decision making behavior with the goal of shedding light on how to better model observed financial behavior and to inform consumer finance related policies and regulation.

The IBHF cooperates with its network of academics, finance industry professionals, government agencies, and other financial research centers to facilitate the development of research and information. The IBHF works to achieve its mission by focusing on six major program areas: biennial household and behavioral finance symposium, visiting fellows program, post-doctoral research associates program, research scholars program, financial education and outreach, and a white paper series.

Biennial Household and

Behavioral Finance Symposium

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June 7-9, 2021

to be held virtually

Cornell University

Ithaca, New York

Symposium Agenda


The Institute for Behavioral and Household Finance hosts a biennial Household and Behavioral Finance Symposium which seeks to explore the frontiers of empirical and policy related research by presenting cutting-edge research on topics related to household finance and behavioral finance.

The next symposium will be held June 7-9, 2021. Dr. Terrance Odean, Rudd Family Foundation Chair, Haas School of Business, University of California Berkeley will give the keynote address. There will be eight paper presentations. Each presenter will have 40-45 minutes to present their work. For agenda click here.


Thank you to this year's program committee.

2021 Program Committee
Itzhak Ben-David – Ohio State, Vicki Bogan – Cornell University, Leonardo Bursztyn – University of Chicago, Cary Frydman – USC, Tarun Ramadorai – Imperial College, and Scott Yonker – Cornell University comprised the program committee and selected the papers for the program.


2019 Household and Behavioral Finance Sypmposium

The symposium was held May 6-7, 2019. Dr. Harrison Hong, John R. Eckel Jr. Professor of Financial Economics, Columbia University gave the keynote address. There were a total of eight paper presentations. Each presenter had 40-45 minutes to present their work followed by a 15-20 minute discussion. Evening activities included a Finger Lakes Wine tasting at a local vineyard.

Symposium Agenda (click link for .pdf of symposium agenda)

Paper presentations


2019 Program Committee
Lauren Cohen – Harvard University, Simon Gervais- Duke University, Benjamin Keys –The Wharton School, University of Pennsylvania, Kelly Shue - Yale University, and Vicki Bogan - Cornell University

Corporate Sponsorship Information

2017 Household and Behavioral Finance Sypmposium

The 2017 symposium was held April 6-7, 2017. Dr. Brigitte Madrian, Aetna Professor of Public Policy and Corporate Management, Kennedy School, Harvard University gave the keynote address - Data, Data, Data: The Past and Future of Research on Household Finance.

To view symposium highlight video, click picture below.

The single session format featured 7 paper presentations.

Paper presentations


2017 Program Committee
James Choi – Yale University, Andrew Ellul – Indiana University, Chris Parsons - University of California, San Diego, Stijn Van Nieuwerburgh - NYU, and Vicki Bogan - Cornell University


Corporate Sponsors

Hartford Funds Management Group, Inc.



Inagural Household and Behavioral Finance Sypmposium


The inagural symposium was held on April 2-3, 2015. Dr. Ulrike Malmendier, Edward J. and Mollie Arnold Professor of Economics, University of California, Berkeley gave the keynote speech entitled, "Inflation Experiences, Homeownership, and Mortgage Choices".



Paper Presentations

(click paper title to download a .pdf)

Morgage Rates, Household Balance Sheets, and the Real Economy - Benjamin Keys, University of Chicago

License to Spend: Consumption-Income Sensitivity and Portfolio Choice - Stefanos Delikouras, University of Miami

Reverse Mortgage Design - Paula Lopes, London School of Economics

Liquidity Constraints and Credit Card Delinquency: Evidence from Raising Minimum Payments - Philippe d'Astous, Georgia State University

The Impact of Health Insurance on Stockholding: A Regression Discontinuity Approach - Dimitris Christelis, Center for Studies in Economics and Finance

A News-Utility Theory for Inattention and Delegation in Portfolio Choice - Michaela Pagel, Columbia University

The Motives for Financial Complexity: An Empirical Investigation - Boris Vallee, Harvard University


2015 Program Committee
Lisa Kramer, University of Toronto; Alok Kumar, University of Miami; Victor Stango, University of California - Davis; Jonathan Zinman, Dartmouth College; and Vicki Bogan, Cornell University